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Terms of Use

The information in the adpinsurance.com Internet site is general in nature, thus you are strongly advised to consult with your professional advisors before relying on any information included in this Internet site. This will allow adpinsurance.com Internet site users to benefit from an insurance professional's review of the facts applicable to their specific situation. Any reliance on the information contained in the adpinsurance.com Internet site is taken at the reader's own risk. No person or organization associated with adpinsurance.com Internet site is responsible for the content of any Internet site that is linked to adpinsurance.com or linked from adpinsurance.com.

The use or submission of information to the adpinsurance.com Internet site or to persons associated with it, whether via e-mail or otherwise, including, but no limited to, feedback, questions, comments, suggestions, ideas, graphics or computer files of any type does not create a relationship between you and ADP/Statewide Insurance Agencies Inc. or others associated with the adpinsurance.com Internet site. Such information will not be considered confidential or privileged.

The information presented on the adpinsurance.com Internet site is for informational purposes only and does not constitute insurance advice. The information contained herein should not be relied upon or used as a substitute for consultation with insurance, legal, accounting, tax, career or other professional advisors or services.

ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site provides this site and its contents on an "as is" basis and makes no representations or warranties of any kind with respect to the adpinsurance.com Internet site or its contents. ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site disclaims all such representations and warranties, whether express or implied, including, but not limited to, the warranties of merchantability and fitness for a particular purpose. In addition, ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site do not represent or warrant that the information accessible via this site is accurate, complete or current.

All content contained in the adpinsurance.com Internet site is subject to change without notice. ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site reserves the right to change or modify the terms and conditions applicable to the use of the adpinsurance.com Internet site at any time. Such changes, modifications, additions, or deletions to the terms and conditions of use shall be effective immediately upon notice thereof, which may be given by any means including, but not limited to, posting a notice on the adpinsurance.com Internet site. Any use of the adpinsurance.com Internet site after such notice shall be deemed to constitute acceptance by the user of the adpinsurance.com Internet site of such changes, modification, additions, or deletions.

Our policy is to respect and protect the privacy of the users of the adpinsurance.com Internet site as follows: If you elect to communicate with ADP/Statewide Insurance Agencies Inc. and our associates, please be aware that there exists a risk of inadvertent disclosure of private information through misdirected or intercepted Internet communications. ADP/Statewide Insurance Agencies Inc. recommends that confidential information should be phoned or faxed and should not be sent via the Internet. If confidential Internet communications (e-mails) are used please put the confidential information in a Word attachment and password protect it.

ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site may ask for personal data such as your name or address when you request information. Any and all information collected at this web site will be kept strictly confidential and we will not release such information to anyone, unless required by law, without your authorization.

ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site analyze the adpinsurance.com Internet site on a regular basis, to improve the value of the adpinsurance.com Internet site. Our web site logs may contain personally identifiable information but ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site make no attempt to link them with the individuals that actually visit the site. The adpinsurance.com Internet site does not enable "cookies." (A cookie is a file that identifies an individual as a unique user by storing certain personal preferences and user data.)

Adpinsurance.com may maintain one or more e-mail lists to allow ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site to communicate with identified individuals. Internet users who employ the adpinsurance.com Internet site may be added to this e-mail list and may receive e-mail from ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site. ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site will not release the addresses on our list to anyone, unless required by law.

Users of the adpinsurance.com Internet site should be aware that adpinsurance.com provides links to other Internet sites that are beyond our control. These sites may, for example, send their own cookies to users, collect data or solicit personal information. ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site cannot guarantee the security of any information disclosed to these other sites.

Neither ADP/Statewide Insurance Agencies Inc. nor any person associated with the adpinsurance.com Internet site will be liable for damages arising out of or in connection with the use of this site. Under no circumstances shall ADP/Statewide Insurance Agencies Inc. or others associated with the adpinsurance.com Internet site have any liability for any consequential, incidental, indirect, special, or punitive damages or costs, including, but not limited to, lost profits or data, or loss of goodwill, loss of or damage to property, and claims of third parties, arising out of or in connection with the use, copying, or display of this site or its contents, regardless of whether ADP/Statewide Insurance Agencies Inc. and others associated with the adpinsurance.com Internet site knew, or should have known of the possibility thereof.

Use of this site is an acknowledgement that ADP/Statewide Insurance Agencies Inc. and others associated with adpinsurance.com Internet site are not liable for the defamatory, offensive or illegal conduct of third- parties and that the risk of injury from the foregoing rests entirely with users of the adpinsurance.com Internet site.

This site was created and is maintained, located, and controlled by ADP/Statewide Insurance Agencies Inc. in the State of New Jersey, United States of America. The laws of the State of New Jersey will govern the content and use of this site, without giving effect to any of the conflict of law principles or rules.

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ADP/Statewide Insurance Agencies Inc. 610 Bloomfield Avenue Bloomfield, NJ 07003 Phone: 1-973-707-5075 Fax: 1-973-707-5073
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